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The relationship between SSD and Medicare

On Behalf of | Jul 21, 2023 | Social Security Disability

Applying for Medicare in Indiana can be a confusing process. But knowing the relationship between SSD (Social Security Disability) and Medicare can help make things easier to understand.

The interplay between the two

SSD and Medicare are programs the Social Security Administration (SSA) administers. SSD provides monthly cash benefits to individuals with long-term physical or mental disability that prevents them from working. Conversely, Medicare is a health insurance program for people 65 or older and specific individuals with disabilities. Medicare provides access to medical services, such as doctor visits, hospital care, and prescription drugs.

Eligibility requirements

To be eligible for Social Security Disability, a person must have worked in a job covered by Social Security and meet the definition of disability as defined by Social Security. To be eligible for Medicare, a person must be 65 or older or have received SSD benefits for at least 24 months. Also, people with Lou Gehrig’s disease (ALS) are eligible for Medicare after receiving SSD benefits for only two years.

If you receive SSD benefits, you will automatically be enrolled in Medicare when you become eligible. However, if you are only eligible for Medicare and not SSD, you must apply for Medicare by contacting Social Security or going online.

Tips to remember

If you are eligible for SSD, you should also apply for Medicare. To receive Medicare, you must first meet the eligibility requirements. If you already receive SSD, you should apply for Medicare three months before your 25th month of SSD benefits. Also, be sure to keep your disability documentation up to date. This will help you maintain eligibility for both SSD and Medicare. Furthermore, it’s essential to keep track of your Medicare payments and coverage since they can change over time.

Remember that the relationship between SSD and Medicare can be confusing, but with the correct information and guidance, you can understand how they work together. With this knowledge, you’ll be better prepared to make informed decisions and maximize your benefits.