Social Security Disability Insurance provides benefits to people with qualifying long-term medical conditions. A person eligible for SSDI can receive monthly supplemental income and access to medical insurance.
Understandably, many people do not know whether their disabilities qualify them for SSDI benefits. The following are common kinds of disabilities that may render an applicant sufficiently eligible for benefits.
1. Bone and joint disabilities
Medical conditions that affect the bones, joints, muscles and spine may qualify a person for SSDI coverage if it impacts their ability to walk, stand, lift or use their hands. Some common types of medical conditions include arthritis, herniated discs, amputations and muscular disorders.
2. Neurological disorders
Some medical disorders impact neurological abilities, limiting a person’s movement, coordination, sensation and cognition. Neurological disorders can include multiple sclerosis, cerebral palsy, Huntington’s disease and Parkinson’s disease.
3. Mental health disabilities
Mental health conditions may entitle a person to SSDI benefits if it impacts their concentration, memory, social functioning, emotional regulation or work performance. Some mental health disabilities include major depressive disorder, schizophrenia, post-traumatic stress disorder (PTSD) and bipolar disorder.
4. Cardiovascular conditions
Heart and circulatory diseases can impact a person’s physical activity and employment options. Cardiovascular conditions that may qualify a person to SSDI benefits include chronic heart failure, coronary artery disease and congenital heart conditions.
5. Immune system disorders
Lupus, rheumatoid arthritis and scleroderma may qualify a person for SSDI benefits if these disorders impact their ability to work. Immune system disorders commonly cause physical limitations, recurrent infections and fatigue.
If you are applying for SSDI coverage, you may need to reach out for professional legal guidance. Having a disabling condition alone does not mean that you are necessarily eligible for benefits. By seeking legal support, you can better understand whether your unique circumstances may allow you to receive benefits.