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Can you earn extra money when you are on disability?

On Behalf of | Sep 29, 2023 | Social Security Disability

Indiana applicants who are awarded social security disability income will not be allowed to earn more than $1,470 per month without the risk of losing their SSDI. Applicants who are blind can earn up to $2,460 per month before their disability comes into question.

How to qualify

To be considered, you must meet Social Security’s definition of a disability, and you must have worked in a job that pays into social security. Social Security’s definition of disability has five stipulations. Can you work? Is your condition severe? Is your medical condition listed in Social Security’s list of disabilities? Can you continue doing the type of work you do now? Can you do any other type of work?

What type of work qualifies?

Employees who receive a W2 typically pay into social security each pay period. Therefore, they will likely qualify based on work they have done. Self-employed filers may also qualify since they pay into social security through the collection of self-employment taxes on their tax return.

How long must you have worked?

You are required to have a certain number of work credits to qualify for social security disability benefits. The number of work credits required depends on your age at the time you apply for disability. Workers can earn up to four credits each year.

Special circumstances

Applicants who do not meet the legal definition of blindness might still be able to receive social security disability benefits if they have another condition that would make it more difficult to work. Additionally, surviving spouses might receive their deceased spouse’s disability benefits when they pass away.

Social security disability is a helpful resource for those who are unable to work. While you likely never planned on becoming disabled, SSDI can help to get you and your family back on the right financial track.