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Many Indiana residents may be eligible for what are called long-term disability benefits. Private and public employers alike may offer long-term disability insurance as part of their benefits package. This type of insurance is also available on the private market, and many Indianapolis residents may buy as part of their financial planning program. The idea behind this insurance is that…
Social Security periodically reviews disability cases to ensure that the person who is receiving disability benefits is still eligible to receive them. This is called a continuing disability review and there is helpful information available about this process. Review process and frequency Social Security will ask the beneficiary how his or her medical condition affects their life and whether it…
A serious health ailment has knocked you down. The result is that you will not be able to work for an extended period, maybe even for the rest of your life. This is when the financial worries hit you. Providing for your family has always been something you were able to do. What options are available? You learn about Social…
Having a young adult or other family member with autism can pose serious financial challenges for families. But there are several aid programs that provide financial assistance for young adults with autism and other people with disabilities. Social Security Social Security’s Supplemental Security Income provides monthly payments to support anyone who is at least 65 that is visually impaired or…
Nearly one-third of children lose their Supplemental Security Income (SSI) when they turn 18 years old. If you’re the parent of a disabled child in Indiana, you might have a lot of worries about the future. You can’t guarantee what will happen, but you might be able to help your child retain his or her benefits. What happens when disabled…
When you file for Social Security Disability Insurance (SSDI) in Indiana, there’s a good chance that the Social Security Administration (SSA) will deny your claim. Across the country, the SSA denies three-fourths of the applications that make it to their offices. If you know some of the common reasons, you may be able to keep this from happening to you.…
If you have a relative who is unable to care for themselves due to mental or physical incapabilities, you may have considered assuming guardianship of this individual. You can work with an Indiana attorney to learn about adult guardianships and whether this is the best choice for your family. What is a guardian? A guardian is a court-appointed entity or…
If you apply for Social Security Disability in Indiana, it could take weeks for the government to accept your claim. In the meantime, you have to figure out how to provide for your family while you’re out of work. You can’t get that time back, but once the office accepts your claim, you might be eligible for back pay. Does…
Filing for Social Security disability insurance may prove more frustrating and challenging than initially expected. A significant number of initial claims end up denied. However, a denial on the first submission does not necessarily mean the end of the process. An Indiana resident may appeal the denial. Addressing the problems found in the initial claim Often, inexperience contributes to an…
If you applied for Social Security Disability in Indiana, you might have to wait weeks for the office to approve your claim. However, some people don’t have time to sit around and wait for benefits. For this reason, the Social Security Administration offers a compassionate allowance for certain diseases and conditions. What is a compassionate allowance? A compassionate allowance lets…